What Does Payment Declined Reason 55 Mean?

What happens when a transaction is declined?

“Transaction declined” means that, for whatever reason, your creditor is declining the purchase.

Often, this is due to being over the credit limit or not having enough funds for the transaction, but it could also be a card hold for security reasons.

In addition, this could happen due to an AVS mismatch..

What is a declined payment?

What is a credit card decline? A credit card decline occurs if, for a particular reason, a credit card payment cannot be processed and the transaction is declined by the payment gateway, the processor, or the bank issuing the money. It’s a common problem faced by businesses that process recurring payments.

Can I still use my debit card if my account is locked?

If logging into online banking to view your account is locked, that in itself would not affect your ability to use your cards, unless the lock was imposed by your bank as part of a closure or due to a fraud attempt.

What does declined 57 mean?

Function Not Permitted toResponse Code: 57 – Function Not Permitted to Cardholder The customer’s card issuer has declined the transaction as this credit card cannot be used for this type of transaction. The customer should use an alternate credit card, or contact their bank.

Why would my debit card be deactivated?

Banks will deactivate a card if they suspect there’s been any fraudulent use. Though recent security measures such as chip technology have reduced the number of fraud cases, banks tend to err on the side of caution. And a frozen account can cause a massive inconvenience.

What does code 51 mean at Walmart?

A credit card processing response of Auth Code 51, is a decline for insufficient funds, the credit limit has been exceeded.

What is SEC violation?

violation Failure codeResponse text: Sec violation. Failure code definition: Security Violation on Credit Card or Machine. Explanation: The CID or CVV2 code provided with the transaction request does not match the one associated with the card number.

Why would a transaction be declined?

Declined (Card declined by issuer – contact card issuer to determine reason.) This generally occurs for one of two reasons: The customer’s credit card issuing bank did not approve the transaction. This could be for insufficient funds, frozen account status, invalid credit card number or expiration date, etc.

Why would a bank declined a transaction?

A processor decline indicates that the customer’s bank has refused the transaction request. Sometimes you can tell why it was declined by reading the response code, but only the customer’s bank can confirm the specific reason. The most common reasons for declines are: Incorrect credit card number or expiration date.

Why is my card getting declined even though I have money?

My Debit Card Payment Has Been Declined Even Though I Have Enough Money to Cover the Payment. … Your debit card has been locked by your issuing institution. This often happens when you enter an incorrect PIN at an ATM more than a few times. The charge is larger than what you usually would put on your card.

What does payment declined reason 51 mean?

Insufficient FundsThe customer’s card issuer has declined the transaction as the credit card does not have sufficient funds.

How do you fix a declined payment?

To resolve a declined payment, you’ll need to figure out why the payment was declined. Usually this involves contacting your bank or credit card company to fix the issue….Figure out the reason for the decline. … Contact your credit card company or bank. … Get your ads running again. … Figure out the reason for the decline.More items…